Banks issue various types of cards to their customers. This relieves the customer of cash carrying burden.
Credit Card: An instrument of payment used to pay the price of goods and/or services in lieu of cash or cash items with the option of repayment at a fixed later date or over a period of time. The instrument is plastic containing several security features together with customer's personal details and unique account number.
Debit Card: An instrument of payment used to pay the price of goods and/or services in lieu of cash or cash items. Payment is made by debiting customer's depository account immediately. The instrument is plastic containing several security features together with customer's personal details and unique account number.
Smart Card: This is a card with a chip embedded in its body. The chip contains both personal and financial data. Payment is made under smart card like that of credit card or debit card pr pre-paid card (funds loaded in advance).
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